Calculators
All calculators — freelancer finance tools
Four estimate-only calculators for freelancers: rate and net income after fees, tax set-aside, irregular-income budget, and emergency fund.
Four tools, in the order most freelancers need them: price the work, hold back the tax, budget the month, protect against shocks.
Freelance rate & net income after fees
Start from the income you need to keep, add costs, divide by billable hours.
Tax set-aside (US)
How much of each payment to move to your tax account right now.
Irregular-income budget
Budget on your lowest month, not your best.
Emergency fund
Your target, your gap, and how long it takes to close it.
Each calculator page carries its full explanation, formula, and worked example in plain text — you can read the whole method without JavaScript. The interactive calculator itself needs no framework: it is a small script on the page, and the default result is printed in the page text itself.
Educational only. These numbers are estimates from the assumptions shown on the page — not advice for your situation, and not a prediction of what you'll owe or save. Tax and retirement rules change. Consult a tax professional before you act on a tax or retirement figure.