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Image credits

Every stock photo used on Freelancer Finance, its photographer, and its Pexels source page.

Every photograph on this site is a stock photo from Pexels, used under the Pexels free licence (free to use, no attribution required — credited here anyway). Files are hosted on this site in /images/; no photo is hotlinked from an expiring URL.

Important: no photograph on this site depicts a real client, a testimonial, or the founder. People in these photos are stock-photo subjects, not people connected with Freelancer Finance. No photographer credit below is invented: each name is the photographer named on the linked Pexels page.

Images are resized to a maximum of 1,200 pixels wide and compressed for the web. Images below the fold load lazily; hero images load first.

ImageUsed onDescriptionPhotographerSource
Freelancer working on a laptop at a home desk with coffee and a notebookHomepageFreelancer working on a laptop at a home desk with coffee and a notebookWilliam FortunatoPexels page
Open planner with pens on a wooden deskIrregular income hubOpen planner with pens on a wooden deskBich TranPexels page
Calculator beside coins and a notebookTax hubCalculator beside coins and a notebookolia danilevichPexels page
Person signing a business contract with a penRates & safety net hubPerson signing a business contract with a penThirdmanPexels page
Hand placing coins into a transparent piggy bankRetirement hubHand placing coins into a transparent piggy bankJoslyn PickensPexels page
Person using a calculator to manage finances at a deskHow to budget when income changesPerson using a calculator to manage finances at a deskMikhail NilovPexels page
Woman using a calculator for budget planning at homePay yourself a steady salaryWoman using a calculator for budget planning at homeMikhail NilovPexels page
Woman reviewing bills and documents with a calculatorLow-income monthWoman reviewing bills and documents with a calculatorNataliya VaitkevichPexels page
Glass jar of coins, like money kept in a separate accountSeparate-accounts systemGlass jar of coins, like money kept in a separate accountTowfiqu barbhuiyaPexels page
Person holding a pen over a plannerSeasonal annual planPerson holding a pen over a plannerVlada KarpovichPexels page
Person counting cash and using a calculator on a deskHow much to set aside for taxPerson counting cash and using a calculator on a deskPavel DanilyukPexels page
Notebook, calendar and mug on a wooden tableQuarterly taxesNotebook, calendar and mug on a wooden tableAnna TarazevichPexels page
Calculator and notepad on a stack of US dollarsSelf-employment tax explainedCalculator and notepad on a stack of US dollarsKarola GPexels page
Accountant table with bills, glasses and a calculatorTax deductions checklistAccountant table with bills, glasses and a calculatorJakub ZerdzickiPexels page
Woman working on a laptop in a minimal modern officeFirst-year taxesWoman working on a laptop in a minimal modern officecottonbro studioPexels page
Person typing on a laptop at a wooden deskHow much to charge (rate floor)Person typing on a laptop at a wooden deskMikael BlomkvistPexels page
Woman using a laptop in a bright home officeHourly vs project vs retainerWoman using a laptop in a bright home officeHanna PadPexels page
Wooden savings box beside coinsHow many months of emergency fundWooden savings box beside coinsDebraj ChandaPexels page
Man signing a paper at a deskClient hasn't paidMan signing a paper at a deskRon LachPexels page
Stethoscope, notebook and medicines on a deskHealth insurance and benefitsStethoscope, notebook and medicines on a deskTima MiroshnichenkoPexels page
Person putting a coin into a piggy bankSEP IRA vs Solo 401(k)Person putting a coin into a piggy bankcottonbro studioPexels page
Piggy bank with cash, a savings conceptHow much to save for retirementPiggy bank with cash, a savings conceptMarta BrancoPexels page
Jar of coins beside an alarm clockRoth IRA alongside SEP/SoloJar of coins beside an alarm clockPicas JoePexels page
Person working from home with a laptop and coffeeSaving for retirement on irregular incomePerson working from home with a laptop and coffeeAI25.Studio StudioPexels page
Person writing on a calendarRetirement deadlines and catch-upsPerson writing on a calendarcottonbro studioPexels page
Freelancer using a laptop and drinking coffee at a workspaceIrregular-income budget calculatorFreelancer using a laptop and drinking coffee at a workspaceWilliam FortunatoPexels page
Man working on a laptop at homeTax set-aside calculatorMan working on a laptop at homeVlada KarpovichPexels page
Person holding a wallet with moneyEmergency-fund calculatorPerson holding a wallet with moneyKarola GPexels page
Freelancer at a home desk with a laptop and plantsRate calculatorFreelancer at a home desk with a laptop and plantsGeorge MiltonPexels page

Total: 29 images, all from Pexels, all free to use under the Pexels licence.

Educational only. These numbers are estimates from the assumptions shown on the page — not advice for your situation, and not a prediction of what you'll owe or save. Tax and retirement rules change. Consult a tax professional before you act on a tax or retirement figure.